Privacy Policy

Prime Capital Enterprise is a business consulting and financial advisory firm. We are not a lender, bank, credit union, or depository institution. We do not directly originate, fund, or service loans. We act as consultants who educate, prepare, and connect clients with third-party lenders, financial institutions, and service providers.

Nothing on this website constitutes a loan offer, commitment to lend, or guarantee of any financial product or service.

a. Information You Provide Directly:

• Full name, email address, phone number, mailing address
• Business name, business tax ID, business address, time in business, annual revenue
• Credit goals, funding goals, and service interests you share voluntarily
• Documents and files you upload (bank statements, tax returns, IDs, etc.)
• Payment information processed securely through third-party processors
• Communications you send via contact forms, email, or chat
• Newsletter subscription requests

b. Information Collected Automatically:

• IP address, browser type, operating system, referring URLs
• Pages visited, time spent, click patterns, and session data
• Cookie data and similar tracking technologies (see Cookie Policy below)
• Device identifiers and location data (general region only)

c. Information From Third Parties:

• Credit bureaus and data verification providers (only with your consent)
• Referral partners and affiliate marketers
• Social media platforms if you connect or interact via those channels

We use collected information for the following purposes:

• To respond to inquiries and provide consulting services
• To prepare your profile and application materials for third-party lender review
• To match you with appropriate funding programs, credit programs, or service providers
• To communicate service updates, document requests, and application status changes
• To send newsletters, educational content, and promotional materials (with consent)
• To process payments for consulting and professional services
• To maintain client records and manage business operations
• To analyze website usage and improve user experience
• To comply with applicable laws, regulations, and legal process
• To detect, prevent, and address fraud, security incidents, or misuse

We do not sell, rent, or trade your personal information to third parties for their own marketing purposes.

We may share your information in the following circumstances:

• With your consent: When you authorize us to submit your application to specific lenders or service providers
• Third-party lenders and financial partners: To facilitate the funding or credit services you requested. These partners have their own privacy policies.
• Service providers: Cloud hosting, payment processors, CRM platforms, and IT service vendors who assist us in operating our business under confidentiality agreements
• Legal compliance: Courts, law enforcement, regulatory agencies, or government authorities when required by law
• Business transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets
• Fraud prevention: Credit reporting agencies or law enforcement to detect, investigate, or prevent fraudulent activity

We do not share data with third parties for advertising purposes without your explicit consent.

Our website uses cookies and similar tracking technologies. By accepting cookies, you consent to their use. You may decline non-essential cookies at any time via the cookie banner on this website.

Types of cookies we use:

• Essential cookies: Required for the website to function. Cannot be disabled.
• Analytics cookies: Track anonymous usage statistics to help us improve the site (e.g., Google Analytics)
• Functional cookies: Remember your preferences, such as form data
• Marketing cookies: Used by advertising partners to deliver relevant ads (only with your consent)

To manage your cookie preferences, click "Cookie Settings" in the cookie banner or adjust your browser settings. Note that disabling certain cookies may affect website functionality.

We retain your personal information for as long as necessary to fulfill the purposes described in this Policy, including:

• Client records: 7 years following the conclusion of a business relationship (per Pennsylvania business record standards)
• Lead and inquiry data: Up to 3 years unless you request deletion
• Financial documents submitted for loan applications: As required by applicable regulations
• Newsletter subscribers: Until you unsubscribe

As a Pennsylvania resident and/or consumer, you have the following rights:

• Right to Access: Request a copy of the personal information we hold about you
• Right to Correction: Request correction of inaccurate or incomplete information
• Right to Deletion: Request deletion of your personal data, subject to legal retention requirements
• Right to Opt-Out: Opt out of marketing communications at any time by clicking "Unsubscribe" or contacting us
• Right to Data Portability: Request your data in a machine-readable format where technically feasible
• Right to Non-Discrimination: We will not deny you services or charge different rates because you exercised your privacy rights

To exercise these rights, contact us at Contact@PrimeCapitalEnterprise.com. We will respond within 30 days.

We implement industry-standard technical and organizational safeguards including:

• SSL/TLS encryption for all data in transit
• Access controls limiting data to authorized personnel only
• Secure cloud storage with reputable providers
• Regular security assessments and updates

No system is completely secure. In the event of a data breach affecting your rights, we will notify you as required by Pennsylvania's Breach of Personal Information Notification Act (73 P.S. § 2301 et seq.).

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected data from a child under 18, we will promptly delete it.

Our website may contain links to third-party websites including lender portals, scheduling tools, and social media platforms. We are not responsible for the privacy practices or content of those external sites. We encourage you to review their privacy policies before submitting information.

By providing your mobile phone number and opting in, you consent to receive SMS text messages from Prime Capital Enterprise regarding appointments, service updates, customer support, educational resources, business consulting services, and account notifications.

• Message frequency may vary.
• Message and data rates may apply.
• You may opt out at any time by replying STOP.
• For assistance, reply HELP or contact us directly.

SMS consent is not shared with third parties or affiliates for marketing purposes.

Prime Capital Enterprise does not sell mobile phone numbers collected through its website, forms, or services.

We reserve the right to update this Privacy Policy at any time. Material changes will be posted on this page with an updated effective date. Your continued use of the website following changes constitutes acceptance of the updated Policy. We encourage you to review this page periodically.

For privacy-related questions, requests, or concerns: