Legal

Terms of Use

Effective Date: June 19, 2026 · Last Updated: June 19, 2026

Governing Jurisdiction: Commonwealth of Pennsylvania, United States

⚠ Important Disclaimer — Please Read Before Using This Website

Prime Capital Enterprise, LLC is a business consulting firm, not a lender. We do not originate, fund, underwrite, broker, or service loans of any kind. We are not a mortgage company, bank, credit union, or registered investment advisor. All information on this website is provided for educational and informational purposes only.

We do not guarantee approval for any financial product, loan, line of credit, or funding program. Loan approvals, terms, rates, and amounts are determined solely by third-party lenders and are subject to their own underwriting criteria, which may include credit review, income verification, and other factors.

Nothing on this website constitutes legal advice, tax advice, accounting advice, or financial planning advice. You should consult a licensed attorney, CPA, or financial advisor before making any financial decision.

PLEASE READ THESE TERMS OF USE ("Terms") CAREFULLY BEFORE USING THIS WEBSITE. By accessing or using PrimeCapitalEnterprise.com (the "Site"), you agree to be bound by these Terms in their entirety. If you do not agree to all of these Terms, do not use this Site. These Terms constitute a legally binding agreement between you and Prime Capital Enterprise, LLC.

1. Nature of Services — Business Consulting Only

Prime Capital Enterprise, LLC ("Prime Capital," "Company," "we," "us," or "our") provides business consulting and advisory services only. Specifically, our services may include:

  • Consulting and guidance on how to prepare for business funding applications
  • Education on credit building and financial literacy strategies
  • Matching clients with potential third-party lenders and financial service providers
  • Preparation of documentation and application packages for client review
  • Real estate funding consultation and referral to mortgage professionals

We are NOT a lender, bank, credit broker, mortgage company, or licensed financial institution. We do not directly provide, originate, fund, or guarantee any loan, line of credit, or financial product. All lending decisions are made solely by independent third-party lenders and institutions.

2. No Guarantee of Funding or Approval

All references to funding amounts, approval rates, timelines, or financial outcomes on this website are for illustrative purposes only. No funding, approval, rate, or outcome is guaranteed.

  • Loan approvals depend entirely on individual lender criteria, your creditworthiness, business performance, and other underwriting factors
  • Credit score improvements vary by individual and are not guaranteed
  • Past client outcomes referenced on this site are not representative of typical results

3. No Legal, Tax, or Financial Advice

ALL CONTENT ON THIS WEBSITE IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NOTHING ON THIS SITE CONSTITUTES:

  • Legal advice or the creation of an attorney-client relationship
  • Tax advice or accounting recommendations
  • Investment advice or securities recommendations
  • Credit counseling as defined under federal or state law
  • Financial planning services regulated under the Investment Advisers Act

You should always consult with a licensed attorney, certified public accountant (CPA), certified financial planner (CFP), or other qualified professional before making any financial, legal, or business decisions. Reliance on any content from this website without professional consultation is at your sole risk.

4. Third-Party Lender Referrals

In the course of providing consulting services, we may introduce or refer you to third-party lenders, real estate professionals, or financial service providers. By accepting such referrals:

  • You acknowledge that such third parties are independent of Prime Capital Enterprise
  • You agree that Prime Capital Enterprise is not responsible for the actions, decisions, fees, rates, or conduct of any third party
  • You understand that referrals do not constitute an endorsement or guarantee
  • Any agreement you enter with a third party is solely between you and that party
  • We may receive compensation from referral partners; such relationships will not affect the objectivity of our consulting advice

5. Fee Disclosure & Payment Terms

Prime Capital Enterprise charges fees for certain consulting and professional services. These may include:

  • Consulting fees for service program enrollment and advisory services
  • Document preparation fees

All fees are disclosed prior to service commencement. Payment does not guarantee any particular outcome, lender approval, or financial result. Fees paid for consulting services rendered are non-refundable unless otherwise specified in a written service agreement signed by an authorized representative of Prime Capital Enterprise.

6. Accuracy of Information You Provide

By submitting information through this website, you represent and warrant that:

  • All information provided is accurate, complete, and current
  • You are authorized to submit any business information provided
  • You will not submit fraudulent, misleading, or falsified documents
  • Submission of false information may constitute fraud under federal and Pennsylvania law and may result in immediate termination of services and referral to law enforcement

7. FCRA Notice — Credit Reports

We may, with your written consent, request or review credit reports in connection with our consulting services. Any such activity is governed by the Fair Credit Reporting Act (FCRA), 15 U.S.C. § 1681. We will only access credit information for permissible purposes as defined by the FCRA. You have the right to:

  • Know if a credit report was obtained
  • Request the name of the consumer reporting agency used
  • Dispute inaccurate information directly with the credit bureaus

9. Intellectual Property

All content on this website — including but not limited to text, graphics, logos, images, templates, guides, and software — is the proprietary property of Prime Capital Enterprise, LLC and is protected by U.S. and international copyright laws.

  • You may not copy, reproduce, distribute, modify, or commercially exploit any website content without prior written permission
  • Resources and templates downloaded through this website are for your personal or business use only and may not be resold or redistributed
  • The Prime Capital Enterprise name, logo, and brand marks are trademarks of Prime Capital Enterprise, LLC

10. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PRIME CAPITAL ENTERPRISE, LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR:

  • Any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or our services
  • Loan denials, unfavorable terms, or lender decisions made independently of our consulting
  • Business losses, lost profits, or financial harm resulting from reliance on website content
  • Unauthorized access to or alteration of your data despite our security measures
  • Service interruptions, errors, or delays on this website
  • Actions or omissions of third-party lenders, service providers, or referral partners

OUR TOTAL LIABILITY FOR ANY CLAIM SHALL NOT EXCEED THE FEES YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

11. Indemnification

You agree to indemnify, defend, and hold harmless Prime Capital Enterprise, LLC and its officers, directors, employees, agents, and partners from any claims, damages, losses, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

  • Your use of this website or services
  • Any false or inaccurate information you provide
  • Your violation of these Terms
  • Any third-party claims arising from your actions

12. Acceptable Use Policy

You agree not to use this website to:

  • Submit fraudulent, misleading, or false information
  • Violate any applicable federal, state, or local law or regulation
  • Transmit malware, viruses, or malicious code
  • Harvest or collect data from other users
  • Impersonate any person or entity
  • Engage in any activity that interferes with website performance

We reserve the right to suspend or terminate your access for violations of this policy without notice.

13. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms shall first be submitted to good-faith mediation. If mediation is unsuccessful, disputes shall be resolved by binding arbitration under the rules of the American Arbitration Association (AAA) in Philadelphia, Pennsylvania. You waive any right to a jury trial or class action proceeding.

Nothing in this section prevents either party from seeking injunctive or other equitable relief in a court of competent jurisdiction in Philadelphia County, Pennsylvania.

14. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes become effective upon posting to this page with an updated date. Your continued use of the website after changes are posted constitutes acceptance. We recommend reviewing these Terms periodically.

15. Severability

If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity of the remaining provisions.

16. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Prime Capital Enterprise, LLC regarding your use of this website and supersede all prior agreements or understandings.

18. SMS Terms and Conditions

By opting into SMS communications from Prime Capital Enterprise, you agree to receive recurring text messages regarding:

  • Consultation scheduling
  • Appointment reminders
  • Service updates
  • Customer support
  • Business resources
  • Educational content
  • Account notifications
  • Message frequency varies based on user activity and service engagement.
  • Message and data rates may apply.
  • To opt out of SMS communications at any time, reply STOP.
  • For help, reply HELP.
  • Consent to receive SMS messages is not a condition of purchase.

Prime Capital Enterprise reserves the right to modify or discontinue SMS services at any time.

19. Contact Information

For questions regarding these Terms of Use:

Company: Prime Capital Enterprise, LLC

Email: Contact@PrimeCapitalEnterprise.com

Phone: (267) 802-3040

Address: 1500 Chestnut Street STE 2-1108, Philadelphia, PA 19102

Business Hours: Monday–Friday, 9:00 AM – 5:00 PM EST